Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$277,252	$277,252	$494,100
Remaining term (yrs)	28.8	28.8	30.0
Secondary amount	$0	$216,848	$0
Funding fee	$1,386	$1,386	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	6.810%	7.223%	7.640%
1st payment	$1,830.27	$1,830.27	$3,421.05
2nd payment	$0.00	$1,400.48	$0.00
Taxes / mo	$536.25	$536.25	$536.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$98.82
HOA / mo	$37.50	$37.50	$37.50
Total monthly	$2,570.69	$3,971.17	$4,260.29
Cash to close	$271,748	$54,900	$54,900