Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$281,904	$281,904	$296,100
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$30,646	$0
Funding fee	$0	$0	$0
Note rate	6.700%	6.700%	7.400%
Blended rate	7.550%	7.974%	7.640%
1st payment	$1,905.69	$1,905.69	$2,050.14
2nd payment	$0.00	$303.26	$0.00
Taxes / mo	$287.92	$287.92	$287.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$209.19	$209.19	$59.22
HOA / mo	$55.33	$55.33	$55.33
Total monthly	$2,608.13	$2,911.39	$2,602.60
Cash to close	$47,096	$16,450	$32,900