Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$100,724$100,724$459,000
Remaining term (yrs)20.520.530.0
Secondary amount$0$358,276$0
Funding fee$504$504$0
Note rate4.170%4.170%7.400%
Blended rate4.170%6.964%7.640%
1st payment$606.65$606.65$3,178.02
2nd payment$0.00$2,313.86$0.00
Taxes / mo$44.42$44.42$44.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$0.00$0.00$0.00
Total monthly$817.73$3,131.60$3,480.91
Cash to close$409,276$51,000$51,000