Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$509,504	$509,504	$809,100
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$299,596	$0
Funding fee	$2,548	$2,548	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	2.720%	4.583%	7.640%
1st payment	$2,381.71	$2,381.71	$5,602.04
2nd payment	$0.00	$1,934.89	$0.00
Taxes / mo	$688.67	$688.67	$688.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$161.82
HOA / mo	$10.00	$10.00	$10.00
Total monthly	$3,297.04	$5,231.93	$6,679.20
Cash to close	$389,496	$89,900	$89,900