Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$769,722	$769,722	$871,200
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$101,478	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	4.996%	7.640%
1st payment	$3,887.92	$3,887.92	$6,032.01
2nd payment	$0.00	$676.52	$0.00
Taxes / mo	$806.67	$806.67	$806.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$594.66	$594.66	$174.24
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,505.90	$6,182.43	$7,229.59
Cash to close	$198,278	$96,800	$96,800