Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$361,840	$361,840	$368,991
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$27,650	$0
Funding fee	$1,809	$1,809	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.270%	6.668%	7.640%
1st payment	$2,330.32	$2,330.32	$2,554.82
2nd payment	$0.00	$273.62	$0.00
Taxes / mo	$341.66	$341.66	$341.66
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.80
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$2,861.98	$3,135.61	$3,160.28
Cash to close	$48,150	$20,500	$40,999