Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$24,665	$24,665	$378,000
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$353,335	$0
Funding fee	$123	$123	$0
Note rate	6.760%	6.760%	7.400%
Blended rate	6.760%	7.685%	7.640%
1st payment	$162.32	$162.32	$2,617.20
2nd payment	$0.00	$2,281.96	$0.00
Taxes / mo	$303.75	$303.75	$303.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$616.07	$2,898.02	$3,146.55
Cash to close	$395,335	$42,000	$42,000