Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$181,285$181,285$449,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$268,625$0
Funding fee$906$906$0
Note rate2.770%2.770%7.400%
Blended rate2.770%5.743%7.640%
1st payment$850.02$850.02$3,115.09
2nd payment$0.00$1,734.87$0.00
Taxes / mo$150.83$150.83$150.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,167.52$2,902.39$3,522.57
Cash to close$318,615$49,990$49,990