Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$102,713	$102,713	$145,800
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$43,087	$0
Funding fee	$514	$514	$0
Note rate	4.560%	4.560%	7.400%
Blended rate	4.560%	5.872%	7.640%
1st payment	$619.74	$619.74	$1,009.49
2nd payment	$0.00	$323.15	$0.00
Taxes / mo	$117.75	$117.75	$117.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$29.16
HOA / mo	$175.00	$175.00	$175.00
Total monthly	$1,062.49	$1,385.64	$1,481.40
Cash to close	$59,287	$16,200	$16,200