Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$518,552$518,552$538,200
Remaining term (yrs)26.326.330.0
Secondary amount$0$49,548$0
Funding fee$2,593$2,593$0
Note rate6.330%6.330%7.400%
Blended rate6.330%6.814%7.640%
1st payment$3,371.44$3,371.44$3,726.39
2nd payment$0.00$490.32$0.00
Taxes / mo$777.33$777.33$777.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.64
HOA / mo$12.00$12.00$12.00
Total monthly$4,327.44$4,817.75$4,790.03
Cash to close$79,448$29,900$59,800