Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$443,694$443,694$584,999
Remaining term (yrs)24.524.530.0
Secondary amount$0$141,305$0
Funding fee$2,218$2,218$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.132%7.640%
1st payment$2,105.09$2,105.09$4,050.42
2nd payment$0.00$942.04$0.00
Taxes / mo$501.92$501.92$501.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$444.00$444.00$444.00
Total monthly$3,217.67$4,159.71$5,280.00
Cash to close$206,305$65,000$65,000