Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$302,555$302,555$315,000
Remaining term (yrs)26.626.630.0
Secondary amount$0$29,945$0
Funding fee$0$0$0
Note rate6.270%6.270%7.400%
Blended rate6.820%7.275%7.640%
1st payment$1,946.16$1,946.16$2,181.00
2nd payment$0.00$296.33$0.00
Taxes / mo$426.58$426.58$426.58
Insurance / mo$150.00$150.00$150.00
MI / mo$144.56$144.56$63.00
HOA / mo$104.33$104.33$104.33
Total monthly$2,771.64$3,067.97$2,924.91
Cash to close$47,445$17,500$35,000