Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$123,136	$123,136	$206,910
Remaining term (yrs)	22.1	22.1	30.0
Secondary amount	$0	$83,774	$0
Funding fee	$616	$616	$0
Note rate	4.860%	4.860%	7.400%
Blended rate	4.860%	6.536%	7.640%
1st payment	$755.47	$755.47	$1,432.60
2nd payment	$0.00	$628.31	$0.00
Taxes / mo	$19.75	$19.75	$19.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$41.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$925.22	$1,553.52	$1,643.74
Cash to close	$106,764	$22,990	$22,990