Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$425,402	$425,402	$449,999
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$49,597	$0
Funding fee	$2,127	$2,127	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	3.927%	7.640%
1st payment	$1,986.44	$1,986.44	$3,115.70
2nd payment	$0.00	$490.80	$0.00
Taxes / mo	$358.83	$358.83	$358.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.00
HOA / mo	$57.00	$57.00	$57.00
Total monthly	$2,568.94	$3,059.74	$3,788.20
Cash to close	$74,597	$25,000	$50,000