Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$316,238	$316,238	$422,910
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$106,672	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.867%	7.640%
1st payment	$1,503.26	$1,503.26	$2,928.14
2nd payment	$0.00	$711.15	$0.00
Taxes / mo	$744.17	$744.17	$744.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$253.86	$253.86	$84.58
HOA / mo	$94.67	$94.67	$94.67
Total monthly	$2,762.62	$3,473.77	$4,018.23
Cash to close	$153,662	$46,990	$46,990