Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$16,684	$16,684	$157,500
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$140,816	$0
Funding fee	$0	$0	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	4.770%	7.658%	7.640%
1st payment	$102.98	$102.98	$1,090.50
2nd payment	$0.00	$938.77	$0.00
Taxes / mo	$224.58	$224.58	$224.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$15.43	$15.43	$31.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$493.00	$1,431.77	$1,496.58
Cash to close	$158,316	$17,500	$17,500