Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$138,850	$138,850	$189,000
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$50,150	$0
Funding fee	$0	$0	$0
Note rate	6.320%	6.320%	7.400%
Blended rate	6.870%	7.435%	7.640%
1st payment	$880.43	$880.43	$1,308.60
2nd payment	$0.00	$376.12	$0.00
Taxes / mo	$363.92	$363.92	$363.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$65.06	$65.06	$37.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,459.40	$1,835.52	$1,860.31
Cash to close	$71,150	$21,000	$21,000