Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$314,238$314,238$467,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$153,672$0
Funding fee$0$0$0
Note rate2.730%2.730%7.400%
Blended rate3.580%5.032%7.640%
1st payment$1,463.51$1,463.51$3,239.71
2nd payment$0.00$1,024.48$0.00
Taxes / mo$437.17$437.17$437.17
Insurance / mo$166.67$166.67$166.67
MI / mo$254.59$254.59$93.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,321.94$3,346.42$3,937.13
Cash to close$205,662$51,990$51,990