Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$158,035	$158,035	$463,500
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$305,465	$0
Funding fee	$0	$0	$0
Note rate	4.050%	4.050%	7.400%
Blended rate	4.900%	6.778%	7.640%
1st payment	$939.29	$939.29	$3,209.18
2nd payment	$0.00	$1,972.79	$0.00
Taxes / mo	$395.67	$395.67	$395.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$138.52	$138.52	$92.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,640.15	$3,612.94	$3,864.21
Cash to close	$356,965	$51,500	$51,500