Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$250,685	$250,685	$422,100
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$171,415	$0
Funding fee	$1,253	$1,253	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	4.918%	7.640%
1st payment	$1,189.02	$1,189.02	$2,922.54
2nd payment	$0.00	$1,142.76	$0.00
Taxes / mo	$113.25	$113.25	$113.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,468.94	$2,611.70	$3,286.87
Cash to close	$218,315	$46,900	$46,900