Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$196,659	$196,659	$288,000
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$91,341	$0
Funding fee	$983	$983	$0
Note rate	3.660%	3.660%	7.400%
Blended rate	3.660%	5.354%	7.640%
1st payment	$1,163.38	$1,163.38	$1,994.05
2nd payment	$0.00	$685.06	$0.00
Taxes / mo	$325.83	$325.83	$325.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$57.60
HOA / mo	$352.00	$352.00	$352.00
Total monthly	$1,991.21	$2,676.27	$2,879.49
Cash to close	$123,341	$32,000	$32,000