Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$201,875$201,875$466,200
Remaining term (yrs)23.023.030.0
Secondary amount$0$264,325$0
Funding fee$1,009$1,009$0
Note rate3.600%3.600%7.400%
Blended rate3.600%5.953%7.640%
1st payment$1,074.10$1,074.10$3,227.87
2nd payment$0.00$1,707.10$0.00
Taxes / mo$321.92$321.92$321.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.24
HOA / mo$0.00$0.00$0.00
Total monthly$1,562.68$3,269.78$3,809.70
Cash to close$316,125$51,800$51,800