Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$193,936$193,936$269,100
Remaining term (yrs)23.623.630.0
Secondary amount$0$75,164$0
Funding fee$0$0$0
Note rate3.200%3.200%7.400%
Blended rate4.050%5.433%7.640%
1st payment$972.37$972.37$1,863.19
2nd payment$0.00$563.73$0.00
Taxes / mo$431.08$431.08$431.08
Insurance / mo$150.00$150.00$150.00
MI / mo$159.26$159.26$53.82
HOA / mo$129.00$129.00$129.00
Total monthly$1,841.71$2,405.44$2,627.10
Cash to close$105,064$29,900$29,900