Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$691,654$691,654$702,000
Remaining term (yrs)27.927.930.0
Secondary amount$0$49,346$0
Funding fee$0$0$0
Note rate6.850%6.850%7.400%
Blended rate7.400%7.698%7.640%
1st payment$4,632.41$4,632.41$4,860.51
2nd payment$0.00$488.32$0.00
Taxes / mo$650.00$650.00$650.00
Insurance / mo$216.67$216.67$216.67
MI / mo$324.02$324.02$140.40
HOA / mo$0.00$0.00$0.00
Total monthly$5,823.10$6,311.43$5,867.57
Cash to close$88,346$39,000$78,000