Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$22,462$22,462$319,500
Remaining term (yrs)19.919.930.0
Secondary amount$0$297,038$0
Funding fee$0$0$0
Note rate5.300%5.300%7.400%
Blended rate6.150%7.638%7.640%
1st payment$151.98$151.98$2,212.15
2nd payment$0.00$1,918.37$0.00
Taxes / mo$247.08$247.08$247.08
Insurance / mo$150.00$150.00$150.00
MI / mo$17.52$17.52$63.90
HOA / mo$33.33$33.33$33.33
Total monthly$599.92$2,518.29$2,706.47
Cash to close$332,538$35,500$35,500