Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$183,269	$183,269	$251,991
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$68,722	$0
Funding fee	$0	$0	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	4.530%	5.749%	7.640%
1st payment	$976.22	$976.22	$1,744.73
2nd payment	$0.00	$515.42	$0.00
Taxes / mo	$435.92	$435.92	$435.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$150.60	$150.60	$50.40
HOA / mo	$8.25	$8.25	$8.25
Total monthly	$1,720.99	$2,236.40	$2,389.30
Cash to close	$96,721	$27,999	$27,999