Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$284,022$284,022$296,550
Remaining term (yrs)26.426.430.0
Secondary amount$0$29,003$0
Funding fee$0$0$0
Note rate6.130%6.130%7.400%
Blended rate6.680%7.161%7.640%
1st payment$1,808.71$1,808.71$2,053.25
2nd payment$0.00$287.01$0.00
Taxes / mo$364.75$364.75$364.75
Insurance / mo$150.00$150.00$150.00
MI / mo$136.36$136.36$59.31
HOA / mo$0.00$0.00$0.00
Total monthly$2,459.82$2,746.83$2,627.31
Cash to close$45,478$16,475$32,950