Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$247,075	$247,075	$337,500
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$90,425	$0
Funding fee	$0	$0	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	4.580%	5.764%	7.640%
1st payment	$1,328.68	$1,328.68	$2,336.78
2nd payment	$0.00	$678.19	$0.00
Taxes / mo	$326.00	$326.00	$326.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$203.72	$203.72	$67.50
HOA / mo	$65.00	$65.00	$65.00
Total monthly	$2,073.40	$2,751.59	$2,945.28
Cash to close	$127,925	$37,500	$37,500