Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$809,589$809,589$1,057,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$247,911$0
Funding fee$4,048$4,048$0
Note rate3.120%3.120%7.400%
Blended rate3.120%4.205%7.640%
1st payment$3,847.79$3,847.79$7,321.92
2nd payment$0.00$1,601.09$0.00
Taxes / mo$519.50$519.50$519.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$211.50
HOA / mo$91.00$91.00$91.00
Total monthly$4,674.96$6,276.05$8,360.58
Cash to close$365,411$117,500$117,500