Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$157,442$157,442$225,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$67,558$0
Funding fee$0$0$0
Note rate2.860%2.860%7.400%
Blended rate3.710%5.298%7.640%
1st payment$731.86$731.86$1,557.85
2nd payment$0.00$506.68$0.00
Taxes / mo$160.67$160.67$160.67
Insurance / mo$150.00$150.00$150.00
MI / mo$125.19$125.19$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,167.72$1,674.40$1,913.52
Cash to close$92,558$25,000$25,000