Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$429,197	$429,197	$445,500
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$41,053	$0
Funding fee	$2,146	$2,146	$0
Note rate	6.730%	6.730%	7.400%
Blended rate	6.730%	7.179%	7.640%
1st payment	$2,889.71	$2,889.71	$3,084.55
2nd payment	$0.00	$406.25	$0.00
Taxes / mo	$313.25	$313.25	$313.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.10
HOA / mo	$83.00	$83.00	$83.00
Total monthly	$3,452.63	$3,858.89	$3,736.57
Cash to close	$65,803	$24,750	$49,500