Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$221,621	$221,621	$359,999
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$138,378	$0
Funding fee	$1,108	$1,108	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.090%	4.977%	7.640%
1st payment	$1,070.87	$1,070.87	$2,492.56
2nd payment	$0.00	$922.52	$0.00
Taxes / mo	$333.33	$333.33	$333.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,554.21	$2,476.73	$3,047.89
Cash to close	$178,378	$40,000	$40,000