Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$184,190$184,190$269,910
Remaining term (yrs)23.223.230.0
Secondary amount$0$85,720$0
Funding fee$921$921$0
Note rate3.780%3.780%7.400%
Blended rate3.780%5.438%7.640%
1st payment$991.00$991.00$1,868.80
2nd payment$0.00$642.90$0.00
Taxes / mo$211.00$211.00$211.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.98
HOA / mo$16.67$16.67$16.67
Total monthly$1,368.67$2,011.56$2,300.45
Cash to close$115,710$29,990$29,990