Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$430,742	$430,742	$431,910
Remaining term (yrs)	26.1	26.1	30.0
Secondary amount	$0	$25,163	$0
Funding fee	$2,154	$2,154	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	6.900%	7.175%	7.640%
1st payment	$2,963.70	$2,963.70	$2,990.46
2nd payment	$0.00	$249.01	$0.00
Taxes / mo	$268.42	$268.42	$268.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$86.38
HOA / mo	$165.00	$165.00	$165.00
Total monthly	$3,563.78	$3,812.80	$3,676.92
Cash to close	$49,158	$23,995	$47,990