Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$927,744	$927,744	$943,200
Remaining term (yrs)	27.8	27.8	30.0
Secondary amount	$0	$67,856	$0
Funding fee	$0	$0	$0
Note rate	6.490%	6.490%	7.400%
Blended rate	7.040%	7.370%	7.640%
1st payment	$6,003.01	$6,003.01	$6,530.53
2nd payment	$0.00	$671.49	$0.00
Taxes / mo	$873.33	$873.33	$873.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$435.75	$435.75	$188.64
HOA / mo	$525.00	$525.00	$525.00
Total monthly	$8,053.76	$8,725.25	$8,334.17
Cash to close	$120,256	$52,400	$104,800