Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$358,462$358,462$382,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$45,288$0
Funding fee$0$0$0
Note rate3.990%3.990%7.400%
Blended rate4.840%5.629%7.640%
1st payment$1,868.53$1,868.53$2,648.35
2nd payment$0.00$448.16$0.00
Taxes / mo$560.83$560.83$560.83
Insurance / mo$150.00$150.00$150.00
MI / mo$277.57$277.57$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,856.93$3,305.09$3,435.69
Cash to close$66,538$21,250$42,500