Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$119,235$119,235$247,500
Remaining term (yrs)19.019.030.0
Secondary amount$0$128,265$0
Funding fee$596$596$0
Note rate3.890%3.890%7.400%
Blended rate3.890%6.020%7.640%
1st payment$736.27$736.27$1,713.64
2nd payment$0.00$855.10$0.00
Taxes / mo$460.25$460.25$460.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.50
HOA / mo$318.00$318.00$318.00
Total monthly$1,664.52$2,519.62$2,691.39
Cash to close$155,765$27,500$27,500