Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$8,104	$8,104	$526,410
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$518,306	$0
Funding fee	$0	$0	$0
Note rate	6.910%	6.910%	7.400%
Blended rate	7.460%	7.746%	7.640%
1st payment	$58.19	$58.19	$3,644.76
2nd payment	$0.00	$3,347.39	$0.00
Taxes / mo	$53.50	$53.50	$53.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$3.80	$3.80	$105.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$282.17	$3,629.56	$3,970.21
Cash to close	$576,796	$58,490	$58,490