Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$273,852	$273,852	$350,100
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$76,248	$0
Funding fee	$1,369	$1,369	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	4.229%	7.640%
1st payment	$1,290.31	$1,290.31	$2,424.02
2nd payment	$0.00	$571.86	$0.00
Taxes / mo	$354.75	$354.75	$354.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.02
HOA / mo	$71.42	$71.42	$71.42
Total monthly	$1,866.48	$2,438.34	$3,070.21
Cash to close	$115,148	$38,900	$38,900