Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$62,108	$62,108	$211,950
Remaining term (yrs)	14.3	14.3	30.0
Secondary amount	$0	$149,842	$0
Funding fee	$0	$0	$0
Note rate	4.300%	4.300%	7.400%
Blended rate	5.150%	7.165%	7.640%
1st payment	$482.33	$482.33	$1,467.50
2nd payment	$0.00	$998.95	$0.00
Taxes / mo	$73.25	$73.25	$73.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$69.04	$69.04	$42.39
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$774.61	$1,773.56	$1,733.14
Cash to close	$173,392	$23,550	$23,550