Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$187,224	$187,224	$301,410
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$114,186	$0
Funding fee	$0	$0	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.920%	5.466%	7.640%
1st payment	$888.78	$888.78	$2,086.90
2nd payment	$0.00	$761.24	$0.00
Taxes / mo	$194.33	$194.33	$194.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$147.99	$147.99	$60.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,381.10	$2,142.35	$2,491.52
Cash to close	$147,676	$33,490	$33,490