Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$293,574$293,574$305,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$28,476$0
Funding fee$1,468$1,468$0
Note rate3.920%3.920%7.400%
Blended rate3.920%4.623%7.640%
1st payment$1,516.04$1,516.04$2,112.45
2nd payment$0.00$281.79$0.00
Taxes / mo$496.75$496.75$496.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.02
HOA / mo$0.00$0.00$0.00
Total monthly$2,162.79$2,444.59$2,820.22
Cash to close$45,426$16,950$33,900