Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$93,694	$93,694	$265,500
Remaining term (yrs)	14.0	14.0	30.0
Secondary amount	$0	$171,806	$0
Funding fee	$0	$0	$0
Note rate	4.490%	4.490%	7.400%
Blended rate	5.340%	7.061%	7.640%
1st payment	$749.05	$749.05	$1,838.27
2nd payment	$0.00	$1,145.37	$0.00
Taxes / mo	$9.50	$9.50	$9.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.84	$104.84	$53.10
HOA / mo	$70.00	$70.00	$70.00
Total monthly	$1,083.38	$2,228.75	$2,120.87
Cash to close	$201,306	$29,500	$29,500