Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$375,229$375,229$382,499
Remaining term (yrs)27.027.030.0
Secondary amount$0$28,520$0
Funding fee$1,876$1,876$0
Note rate7.230%7.230%7.400%
Blended rate7.230%7.558%7.640%
1st payment$2,634.77$2,634.77$2,648.35
2nd payment$0.00$282.23$0.00
Taxes / mo$430.25$430.25$430.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,215.02$3,497.25$3,305.10
Cash to close$49,770$21,250$42,500