Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$142,767$142,767$445,500
Remaining term (yrs)23.423.430.0
Secondary amount$0$302,733$0
Funding fee$714$714$0
Note rate3.470%3.470%7.400%
Blended rate3.470%6.378%7.640%
1st payment$741.12$741.12$3,084.55
2nd payment$0.00$1,955.15$0.00
Taxes / mo$263.67$263.67$263.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.10
HOA / mo$459.67$459.67$459.67
Total monthly$1,631.13$3,586.28$4,063.66
Cash to close$352,233$49,500$49,500