Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$128,051$128,051$314,910
Remaining term (yrs)23.023.030.0
Secondary amount$0$186,859$0
Funding fee$0$0$0
Note rate3.490%3.490%7.400%
Blended rate4.340%6.512%7.640%
1st payment$673.86$673.86$2,180.37
2nd payment$0.00$1,245.72$0.00
Taxes / mo$137.08$137.08$137.08
Insurance / mo$150.00$150.00$150.00
MI / mo$106.43$106.43$62.98
HOA / mo$73.58$73.58$73.58
Total monthly$1,140.95$2,386.68$2,604.02
Cash to close$221,849$34,990$34,990