Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$211,026$211,026$274,499
Remaining term (yrs)27.127.130.0
Secondary amount$0$63,474$0
Funding fee$1,055$1,055$0
Note rate7.630%7.630%7.400%
Blended rate7.630%7.947%7.640%
1st payment$1,534.96$1,534.96$1,900.58
2nd payment$0.00$476.05$0.00
Taxes / mo$589.92$589.92$589.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.90
HOA / mo$30.00$30.00$30.00
Total monthly$2,304.88$2,780.93$2,725.39
Cash to close$93,973$30,500$30,500