Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$127,646	$127,646	$205,110
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$77,464	$0
Funding fee	$0	$0	$0
Note rate	4.440%	4.440%	7.400%
Blended rate	5.290%	6.691%	7.640%
1st payment	$765.22	$765.22	$1,420.14
2nd payment	$0.00	$580.98	$0.00
Taxes / mo	$307.00	$307.00	$307.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.73	$107.73	$41.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,329.95	$1,910.94	$1,918.16
Cash to close	$100,254	$22,790	$22,790