Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,544$191,544$288,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$96,456$0
Funding fee$958$958$0
Note rate3.000%3.000%7.400%
Blended rate3.000%5.009%7.640%
1st payment$918.68$918.68$1,994.05
2nd payment$0.00$723.42$0.00
Taxes / mo$1.00$1.00$1.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.60
HOA / mo$107.00$107.00$107.00
Total monthly$1,176.68$1,900.09$2,309.65
Cash to close$128,456$32,000$32,000