Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$304,590$304,590$539,999
Remaining term (yrs)23.523.530.0
Secondary amount$0$235,409$0
Funding fee$0$0$0
Note rate3.260%3.260%7.400%
Blended rate4.110%5.697%7.640%
1st payment$1,540.30$1,540.30$3,738.84
2nd payment$0.00$1,520.35$0.00
Taxes / mo$415.92$415.92$415.92
Insurance / mo$166.67$166.67$166.67
MI / mo$250.38$250.38$108.00
HOA / mo$13.58$13.58$13.58
Total monthly$2,386.85$3,907.20$4,443.01
Cash to close$295,409$60,000$60,000